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Plan library

Every plan Freya can walk you through. Tap any plan for the details — or call her and she'll explain it live.

16 plans

Health sharing

Savvos SmartPay 1000

Health-share style plan with rates by age band — Freya quotes your exact price live on the call.

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Health sharing

Savvos SmartPay 2500

Health-share style plan with rates by age band — Freya quotes your exact price live on the call.

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Health sharing

Savvos SmartPay 4000

Health-share style plan with rates by age band — Freya quotes your exact price live on the call.

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Health sharing

Savvos SmartPay 5000

Health-share style plan with rates by age band — Freya quotes your exact price live on the call.

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Insurance

HSA PPO 10K

HSA-qualified: everything is no-cost after a single $10K deductible (deductible = OOP max). Best for HSA savers.

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Insurance

MVP PPO 10K

Lowest major-medical premium; keeps office copays but no-cost hospital/ER after the $10K deductible.

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Insurance

PPO 3500

Richest major-medical option: lowest deductible, 20% coinsurance, copays for office visits.

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Insurance

PPO 5000

Mid deductible with office-visit copays; 30% coinsurance after deductible.

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Insurance

PPO 7500

Higher deductible, lower premium; office copays $50/$100.

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Supplemental

Accident Plan

Pays up to a scheduled maximum, after deductible, for medical charges from a covered accident. No medical exam or underwriting.

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Supplemental

Critical Illness Plan

Lump-sum benefit on first diagnosis of a covered condition (heart attack, stroke, invasive cancer, ESRD), paid directly to the member.

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Supplemental

Dental + Vision Reimbursement

Combined dental+vision reimbursement; use any provider. Tiered first-dollar reimbursement.

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Supplemental

Dental Pro

Network dental via DenteMax. No waiting period; preventive at 100%.

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Supplemental

Hospital Indemnity Plan

Flat benefit per hospital admission/confinement for a covered injury or sickness, paid directly to the member.

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Supplemental

MVP VALUE

Enhanced limited-benefit: adds limited outpatient/inpatient surgery. Still NOT major medical — must disclose.

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Supplemental

PRO+

Fixed-benefit plan. No inpatient/outpatient. Capped utilizations. NOT comprehensive major-medical — must disclose.

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