Hi, I'm Freya.
Your health plans advisor.
Tell me a little about yourself — your doctors, your prescriptions, your budget — and I'll walk you through the plans that fit, with real prices up front. No jargon, no pressure, no rush.
Prefer to call? I'm here anytime at (737) 369-9902.
How it works
Here's all it takes.
Say hello
Talk or type — a couple of minutes about you, your doctors, and your budget. That's the whole homework assignment.
See your options
I'll compare the plans against your life and show you the few that actually fit — with real monthly prices, side by side.
Enroll when you're ready
I'll walk you through it step by step. Take your time — I'll be right here whenever you decide.
Curious what's out there?
Take your time and browse all 23 plans with real prices — or ask me about any of them whenever you like.
Browse the plansGood questions
Asked all the time.
The ACA marketplace is a great option for many people — especially if you qualify for subsidies. Freya will actually tell you when the marketplace is the better deal and help you get there. Our plans shine for people who don't get subsidies, want PPO networks, or want coverage outside open enrollment.
Nope. You can type with Freya right on this page, or just browse the plans yourself. Voice is there when you want the fastest, most human-feeling help — but it's always your choice.
That's the first thing Freya asks about. Our major medical plans run on Cigna PPO or a broad Open Network, and she'll check your situation before recommending anything.
Only what's needed to help you: your age, state, and coverage needs for quoting. We never store health details — that's a hard rule in our system, not just a promise.
No — SmartPay is a cash-pay program with pre-negotiated prices, not insurance. It's a smart fit for some people and a bad fit for others. Freya will be straight with you about which one you are.
It depends on the plan and when you enroll. Freya will give you your exact effective date before you commit to anything — no surprises.